Insurance Is a Matter of Trust

Life is filled with unforeseeable events, such as a fender-bender on the way to work or sudden water damage at home. In these situations, it's important to know that you can rely on your insurance policy to protect you.


As an independent insurance agency in Terre Haute, Merrill and Merrill Insurance Inc. helps you find insurance solutions tailored to your individual needs. We draw from a vast pool of personal, property and commercial insurance policies.


At Merrill and Merrill Insurance Inc. you will find that you are not just another customer, but an individual who has needs. So we invite you to explore our comprehensive consulting services and get to know us a little better.

Featured insurance policies

Life & Health insurance


Accidents or illness can take place at the blink of an eye, but the consequences can be far-reaching and may include prohibitive medical bills, disability, or even leaving loved ones behind. Be sure that your life and health insurance has you covered.

View details


Overview of personal insurance policies

Personal liability insurance


Personal liability insurance is one of the most important policies you can own. Find out what sort of coverage your policy should provide.

View details


Commercial property insurance


Fire, storm, water damage your commercial real estate is vulnerable to many risks. We'll help you determine your coverage requirements.

View details


Overview of commercial insurance policies

Featured Insurance Endorsement

Homeowners Equipment Breakdown Coverage


This is a new coverage that fills a growing need.  Today's homes run on a lot of equipment.  That means more risk of a breakdown.  If you choose this new endorsement these are some of the important home equipment that will be covered:

  • Central air conditioning
  • Boilers and water heaters
  • Furnaces, heat pumps, solar heaters
  • Well pumps and sump pumps
  • Permanently installed back-up generators
  • Chair lifts and elevators
  • Electric power panels
  • Pool equipment
  • Central vacuums
  • Garage door openers
  • Home security systems